It's common wisdom that it's usually not a good idea to loan a friend money, but sometimes it's just something you have to do. When that's the case, CNN recommends you provide a concrete deadline so you actually get that money back.
While the general rule is that you shouldn't loan out money that you expect to get back, sometimes it just has to happen, and trying to get that loan back is a seriously awkward conversation. In order to avoid potential awkwardness down the road, CNN recommends simply setting up a deadline at the outset:
Specifying a schedule for payback is crucial. Otherwise, the loan may hang out there indefinitely, even if the borrower has given lip service to paying you back?and you'll just have to revisit the conversation at a later date.
Obviously, the best course of action changes a bit depending on the circumstance, and you can do a few things to make that transaction easier. Head over to CNN for a few more tips on making that awkward conversation a little smoother.
How to ask a pal or relative to pay you back | CNN via The Consumerist
Photo by Martin Cathrae.
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