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Source: http://video.msnbc.msn.com/cnbc/49109703/
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LAKE SUCCESS, N.Y., Sept. 20, 2012 /PRNewswire/ -- Broadridge Financial Solutions (NYSE: BR), the leading investor communications company, today announces the launch of Broadridge Fluent(SM), a new service that significantly improves communications between financial services firms and their customers.?Broadridge Fluent enhances customer engagement by enabling firms to distribute marketing, transactional and regulatory communications to their clients' preferred delivery channels with enhanced insight and interactive capabilities.?
Broadridge Fluent builds upon existing Broadridge print, mail and e-delivery services to support communications across a variety of channels, including firm websites, advisor portals, and emerging digital mail services.? Key features include emerging channels, preference and consent management, enhanced insight and interactive communications.? Components of Broadridge Fluent are currently in use by more than 20 financial services institutions.
"Digital has changed how consumers communicate and how they access and digest content," said Doug DeSchutter, President, U.S. Regulatory and Digital Communications, Broadridge.? "Advances across tablet and mobile devices, software applications, and data connectivity have led to changes in how consumers talk with friends, read books, watch movies, and listen to music.? And the same shift is happening with mail and traditional brand-based communications.? Financial services firms have a terrific opportunity to embrace these advances, engage consumers using the channels of their choice, and ultimately make communications much more effective and efficient."
The Broadridge platform is delivered as a Platform As A Service (PAAS) to allow for cost reduction while eliminating a lengthy integration process.? Key capabilities of the Broadridge Fluent platform include:
Broadridge has been the leader in investor communications for nearly 40 years.? In 2011 alone, Broadridge distributed over 1.8 billion digital and printed communications on behalf of public companies, mutual funds, banks and brokerage firms.? Broadridge has been a pioneer in preference management, maintaining a preference database of over 65 million accounts on behalf of the firm's clients, and is a premier provider of print-based communications, representing approximately 1% of all US first class mail.?
About Broadridge
Broadridge is a technology services company focused on global capital markets. Broadridge is the market leader enabling secure and accurate processing of information for communications and securities transactions among issuers, investors and financial intermediaries. Broadridge builds the infrastructure that underpins proxy services for over 90% of public companies and mutual funds in North America; processes more than $4.5 trillion in fixed income and equity trades per day; and saves companies billions annually through its technology solutions.
For more information about Broadridge, please visit www.broadridge.com/fluent.
SOURCE Broadridge Financial Solutions
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Internet and Technology | Data Recovery | * Written by Noah Heinle | Wednesday, 19 September 2012 02:42 | Word Count: 410
Security is interrelated with this data accuracy. If you have your timekeeping devices doubling as access control devices, biometrics ensure only those supposed to use designated entrances will be allowed to do so. If you don?t have any access control in place, at least your time and attendance system will be able to produce an accurate real-time display of everyone who is currently ?on-the-clock,? an invaluable tool for unexpected emergency situations.
The allure of fingerprint time attendance devices is that these benefits of biometrics can be achieved for the same cost as traditional timeclocks, and in some cases even less.? Recommended models that fit this price point include those from ZK Technologies.
If you?re in the market for a fingerprint time attendance device, it?s important to know that the timeclock is independently ?dumb,? meaning it is really the time and attendance software that brings the device to life.? That is why the same model available at Costco and eBay is slightly less expensive than the one from a reputable time and attendance vendor.? The best time and attendance providers supply fingerprint devices preconfigured and customized to work with their software.? Without the right software, these devices won?t do much for providing real-time timekeeping, reporting and analytics.? Another plus: the warranty and technical support offered by your solution provider will be infinitely superior to that Costco purchase.
Keep in mind: the less costly fingerprint devices are intended for clean office environments.? Less sanitary conditions, such as those found in manufacturing plants, are better served by timeclocks that offer greater durability and readability.? Recommended models for these types of workplaces are produced by Accu-Time and Schlage.
Datamatics offers biometric time and attendance and finger print time attendance system with a quality selection of biometrics which verifies an employee via hand, finger, or iris. Biometric time clocks are the ultimate means of validating an employee's presence and identity.
Article Source: Article Directory - http://www.freearticleforyou.com
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Children and adults scavenge for recyclables and other usable items around a garbage truck at a dump on the outskirts of Port-au-Prince, Haiti.
By Michael B. Sauter, Alexander E. M. Hess & Samuel Weigley, 24/7 Wall St.
According to 2011 data released recently by the U.S. Census Bureau, 15 percent of individuals in the United States live below the poverty line. While down from 15.1?percent last year, it remains statistically unchanged and near a record high. Today, more than 46 million people live in poverty in America, more than at any point in the country?s history.
However, compared to the poorest countries in the world, the poverty rate in the U.S. is relatively modest. In some countries, the poverty rate is more than five times the U.S. current figures. In Haiti, the highest in the world, 77 percent?of residents live in poverty. Based on data from the World Bank, 24/7 Wall St. identified the 10 countries with the highest poverty rates.
24/7 Wall St.: America's worst companies to work for
The presence of extreme poverty usually coincides with significant obstacles, including limited resources, disease, famine and war. 24/7 Wall St. analyzed how the most impoverished nations ranked in several key areas ranging from level of peace to economic stability, health and education. The poorest countries consistently performed poorly in nearly every case.
Educational attainment and literacy rates are particularly low in these countries. While adult literacy figures were unavailable for many of these nations, those that have reported data were among the worst in the world. In several cases, less than half of eligible children were enrolled in primary education (the equivalent of elementary and middle school). In the Democratic Republic of the Congo, among the poorest countries, less than a third of the relevant population was enrolled in primary education. By comparison, in the United States, nearly 95 percent?were.
Health and healthy decisions are often ignored in these countries. In the 10 nations with the highest poverty rates, HIV prevalence is extremely high. Five of the eight countries for which data are available were in the top 25 (out of more than 200 countries) for HIV cases among people 15 to 49. These include Zimbabwe, which has the fifth-highest HIV/AIDS prevalence rate at 14.3?percent, and Swaziland, which has the highest recorded rate at 25.9 percent. In the U.S., the rate is 0.78?percent.
Life expectancy, not surprising, is also very low. In the U.S., a person born today is projected to live to the age of 78.2. In each of these countries, life expectancy is less than 60 years. In four of these countries, the average resident will not live to see 50.
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24/7 Wall St. relied on World Bank data for the percentage of residents who are living below their national poverty lines. Data were only available for 112 developing nations. In addition, we considered GDP per capita, gross domestic product, HIV/AIDS prevalence, life expectancy, unemployment, infant mortality and primary school enrollment -- all from the World Bank. Where current data were not available, data from the most recent available year were used. We also relied on the U.S. Department of State and the Central Intelligence Agency?s World Factbook for additional information on these countries, including the presence of armed conflict and recent natural disasters.
These are the poorest countries in the world.
1. Haiti
The World Bank notes that more than half of Haiti?s population lives on less than $1 a day, while about 80?percent of the country lives on less than $2 a day. The country?s estimated unemployment rate as of 2010 was 40.6?percent. The impoverished nation is in a state of rebuilding since a devastating earthquake hit the country in 2010. According to a USAID report, the death toll from the earthquake was between 46,000 and 85,000, while the official figure by the Haitian government estimated the death toll at 316,000. The World Bank estimates that damages from earthquake totaled $8 billion, or about 120?percent?of gross domestic product.
2. Equatorial Guinea
Oddly enough, the country with the second-highest poverty rate in the world has a GDP per capita of $27,478, well above the average worldwide figure of $10,034. However, while extraction of oil and gas has led to economic growth, most of Equatorial Guinea?s population still relies on subsistence farming. The government has been criticized for the mismanagement of its revenue from energy resources. The health and well-being of its citizens would support the critique. Despite its oil wealth, the nation is among the worst countries in the world for life expectancy, at just 50.8 years, and for primary education enrollment, at just 56.3?percent of the relevant population.
3. Zimbabwe
Zimbabwe has effectively had one leader, Robert Mugabe, since it became a sovereign nation in 1980. Mugabe?s tenure has been marked by a violent land redistribution program that has harmed agriculture -- a sector that has served as a source of exports and jobs for the nation. Until 2009, Zimbabwe also experienced a problem with hyperinflation. One dollar was worth 9,686.9 Zimbabwean dollars in 2007 and a stunning 430,972.7 Zimbabwean dollars in 2008. In 1993, the nation's poverty rate was just under 35?percent of the population. Since then, the poverty rate has more than doubled to 72 percent.
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4. Congo (Democratic Republic)
The Congo has suffered from corruption and conflict in the past 15 years that have ?dramatically reduced national output and government revenue, increased external debt, and resulted in the deaths of more than 5 million people from violence, famine and disease,? according to the CIA World Factbook. The agency notes that while mining growth has helped boost the country?s economy, much of its economic activity still takes place in the informal sector, which is not counted in GDP statistics. Health and education are very poor in the country. Out of 1,000 children born, 111.7 will die before their first birthday, which is the highest rate in the world except for Sierra Leone. Primary school enrollment of just slightly over 33 percent is the second worst in the world.
5. Swaziland
A number of factors combine to limit Swaziland?s economic growth, including an over-reliance on exports to South Africa. In addition, the country?s workforce is largely concentrated in subsistence agriculture, even though the country faces serious concerns about overgrazing and soil depletion. While these factors harm the nation?s economy, health concerns are likely one of the major factors preventing Swaziland?s population from escaping poverty. Few nations have a lower life expectancy at birth than Swaziland, where the average person is expected to live just 48.3 years. One of the reasons for the low life expectancy is the high prevalence rate of HIV/AIDS among those 15 to 49 -- at 25.9?percent it is the highest in the world.
Click here to read the rest of 24/7 Wall St.'s The poorest countries in the world
Source: http://bottomline.nbcnews.com/_news/2012/09/18/13861920-the-poorest-countries-in-the-world?lite
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TAIPEI, Taiwan (AP) ? Taiwan's main opposition party on Tuesday called for the ouster of the island's premier and blamed the government for mismanaging the economy.
But analysts say there may be no quick fix for the economy unless the global recovery picks up steam.
The Democratic Progressive Party's push for a no-confidence vote in the legislature on Friday against Premier Sean Chen comes as Taiwan's economic growth shrank 0.2 percent in the April-June period, the first quarterly contraction since 2009.
The government expects the 2012 growth to be just above 1 percent, down from last year's 4 percent.
The vote is tentatively set for Friday but will unlikely be passed since the legislature is controlled by the ruling Nationalists. Still, the move could pressure the government into finding ways to boost the economy as exports ? the engine of growth ? have declined for months amid weakening foreign demand.
"The government has failed to handle the economy, nor does it feel people's pain," DPP lawmaker Ker Chien-ming said, adding Taiwanese are waiting to be lifted "out of their desperation."
Looking at its key economic indicators, Taiwan's problems may appear modest. Its jobless rate stood at 4.3 percent, down from over 6 percent in 2009 amid the global financial crisis. The government projects 2012 inflation at below 2 percent.
But even ruling party lawmakers have called attention to the poor employment picture, noting that many new college graduates failed to find jobs or took up low-paying manual work.
A graduate from an elite Taiwanese university grabbed headlines for taking up a job at a slaughterhouse in Australia because of the higher pay.
Taiwan's average monthly salary stands at 34,000 New Taiwan dollars ($1,150), unchanged from 1998, according to government figures.
Lawmakers say educated professionals such as engineers are leaving the island to find higher-paying jobs in places like Singapore, Hong Kong and mainland China.
The Cabinet won some applause when it announced Monday that it will suspend a planned electricity rate hike ? the second in six months. The hike was meant to resolve the mounting debts of the state-run power company, which has long subsidized power bills.
The government hopes to attract Taiwanese investors to return from the mainland to set up factories at home. The government says it will provide incentives such as relaxing regulations regarding the hiring of cheaper foreign labor.
Yang Chia-yen, an economist with the Taiwan Institute for Economic Research, said that leading Taiwanese companies, such as iPhone-maker Foxconn Technology Group, are unlikely to shut down their immense mainland operations despite China's soaring labor costs over the past year.
"The whole supply chains have long moved to the mainland, and the big companies will likely speed up their automation there instead of moving back to Taiwan or elsewhere," Yang said.
Taiwanese have invested more than $120 billion in the mainland over the past three decades.
Source: http://news.yahoo.com/taiwan-opposition-wants-premier-sacked-economy-064345918--finance.html
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Now it's easier than ever to start your own radio station and earn money on the ads thanks to Radionomy. Today the European do-it-yourself online radio platform with 13 million listeners is scrapping its desktop software and relaunching as an all-browser based service. Radionomy is also using some of its $6 million in funding from Musicmatch to open an office in the U.S. where it's partnered with New York's TargetSpot to sell audio ads to state-side businesses and let you earn thousands of dollars if your station is a hit.Source: http://feedproxy.google.com/~r/Techcrunch/~3/-9tufO16ehw/
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