Novartis drug Afinitor wins EU nod to treat breast cancer (Yahoo ...

ZURICH (Reuters) - Novartis said on Monday European regulators approved Afinitor to treat women with a certain type of breast cancer, following a panel backing in June. The drug is the first in a class known as mTOR inhibitors to be approved for post-menopausal women with advanced hormone-receptor positive, HER2-negative breast cancer. ...

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(From Yahoo Diseases)

Source: http://neurotalk.psychcentral.com/showthread.php?t=173990

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Almond

The folks at Securifi are banking on the touch trend, unveiling the first touch- enabled wireless router, the Almond ($79 street). The Almond's touch interface is reminiscent of Microsoft's Windows 8 Metro interface because Almond too, has colorful tiles. Decent throughput, easy touch screen setup, plus the ability to operate Almond as a wireless extender, are all good reasons to consider this affordable Wi-Fi router. On the other hand, it lacks 5 GHz connectivity and has only two 10/100 Ethernet LAN ports. More worrisome: during testing, the touchscreen froze on me. I had to reboot the router to re-enable touch. Touch is compelling, but you may not want to give the heart of your network yet another reason it might need a restart.

Specs
Securify's Almond is a small device, measuring about 4.5 by 4.75 by 1.5 inches (HWD). The router is built to operate vertically. A large portion of the front of the housing is dedicated to the 320 by 240 pixel, 2.8-inch color touchscreen. I suppose you could operate Almond vertically, but the casing is slightly curved and the touchscreen's orientation does not change if you position the router horizontally.

The 2x2 MIMO antenna hardware provides up to 300 Mbps throughput at 2.4 GHz. The hardware is not the latest in the Wi-Fi market, but it's sufficient for connecting legacy 802.11b/g devices as well as 802.11n clients. The vendor's specs state the device can support up to 50 concurrent connections. While I didn't stress it to that extent in my testing, I did leave it running for three days straight, and the router stayed extremely cool the entire time.

There's a small stylus tucked away at the base of the router for more precise touch when selecting menu options. Since Almond and its screen are relatively small, those with less-than-slender fingers may find the stylus easier to work with.

Touch-Enabled Setup
Using a touch screen to set up a Wi-Fi router was, I have to admit, sort of fun. More importantly, the Almond's set up was quite easy.

Getting your Almond started is a matter of powering up Almond and then following simple, on-screen instructions. In a matter of minutes I had Almond configured as a wireless router. The device set up its own default SSID and passphrase (you can change both).

Menu options are on the Metro-like tiles and include, "Internet," "Security," "Wireless," "Range extender," "Help," and "More." Touching these tiles allows you to see or edit the router's configuration. Configuration options are very basic, for example, opening the "Wireless" tile lets you change the SSID or password and enable a guest network.? "Security" gives you the choice of changing the encryption level?it's WPA/WPA2 by default?or enabling a screen lock that can be unlocked with a password. You can also change the router's administrator password from the touchscreen.

Users can also view information such as device status, system log, and add devices. There are two options for adding devices; you can touch the "Add" tile, which simply displays the SSID and password needed for manually connecting other devices or you can touch the "WPS" tile/menu option on screen. There's no physical WPS button on the housing as there is on most routers, but you can press WPS and the router gives you three minutes to connect a client via that client's WPS button.

The only problem with having WPS within the touch interface rather than the screen, is if you accidentally touch the WPS tile and want to cancel there's no way to do so, you are stuck on that screen for three minutes. If you accidentally press an external WPS button on a typical router, of course, that does not interfere with you continuing to work in the management interface.

Touch Trouble
One issue I had in testing was that the touchscreen froze on me at one point. There was nothing to do accept reboot the device to resolve this problem.

Some features are more useful than others. "Connection" for instance gives you very light, basic network mapping as it graphically depicts your network connections. A really handy feature is the ability to update firmware with just a touch. After touching the "Firmware" tile, the screen indicated that a firmware update was available.? At a touch, Almond downloaded and applied the firmware? a far easier and more elegant process than most other routers provide for updating firmware.

You don?t have the option of setting any granular wireless settings with Almond, but it's targeted for users who probably wouldn't be interested in tweaking advanced settings (for more on tweaking routers, take a look at "10 Wireless Router Features You Should Be Using but Aren't") such as Frame Burst.

Oddly, within the wireless settings is an option to set the network to 5 GHz. Knowing the specs stated this is a 2.4 GHz-only router, I asked the Securifi team why this option was present. I was told this is a bug and there will be a firmware upgrade coming to fix it soon. It does make me wonder if the 5 GHz in the menu might indicate a dual-band version of Almond in the near future?

Fortunately, you aren't limited to the touch interface in case you aren't near the router, or there's an issue with the touch screen because Almond also has a web interface. It's got that same Metro-like UI as the touch screen's display. You can do a little bit more management in the web interface, for example, this is where you can change the wireless mode from Mixed to 802.11n-only.

Performance
For a 2x2 router, performance is decent, even on par with some 3x3 300 Mbps dual-bands I've tested. In 2.4GHz Mixed mode, throughput averaged about 55 Mbps. That speed did not get much of a bump when I switched into N-only mode; at the same distance I received 57 Mbps throughput. Here are charts comparing Almond in both modes to other single-band routers tested:

Novel Networking Device
Let's cut right to the chase; you aren't going to want to use Almond as a router for high-definition video streaming or for a network that has heavy gaming, or VoIP traffic.

There's no QoS and no 5 GHz band. What Almond provides is an easy way to setup a wireless router for Facebooking, chatting, emailing and your garden-variety Internet activity. I would consider Almond appropriate for my Dad, because he doesn't need an intense, expensive dual-band.

Almond is not available on the market just yet, but the Securifi website states, "Coming soon." The attractive interface and touch display is bound to draw tech neophiles looking for the latest, shiny gadget. And Almond looks more like a gadget than a router, making it more attractive than the typical router. Even better, for light Internet needs, it's got decent performance. I am a bit cautious about the touch screen freeze, and even though this is designed for those with light throughput needs, there ought to be at least Gigabit on the two LAN ports.? You can also get a router with similar or even better specs for about $30-40 online. Although the only pricing information available on Almond so far is "below $70," if the company prices the router not much lower than $70 keep in mind, you are paying a little extra for the touch screen. At the moment, Amazon lists Almond for $79, which seems a bit high.

Securifi tells me that a new firmware is due in August. The firmware is going to include Weather and Photo Viewing apps. That update is going to make Almond even more gadget-like. It's a novel approach to wireless networking and aside from a few concerns mentioned, it's not a bad single-band router, earning three out of five stars.

More Router Reviews:
??? Almond
??? Engenius XtraRange ESR600H
??? Netgear R6300 WiFi Router 802.11ac Dual Band Gigabit
??? D-Link Amplifi HD Media Router 3000 (DIR-857)
??? Draytek Vigor 2920n Dual-WAN Security Router
?? more

Source: http://feedproxy.google.com/~r/ziffdavis/pcmag/~3/Utukems4p_E/0,2817,2407673,00.asp

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CareCrunch Answers ? Answers Archive ? Vacationing In And ...

Health and fitness is a fundamental element of a good life-style it is important to start fitness knowledgeably so you can be as efficient together with your time as is possible. This post introduces some tips about seeking health and fitness successfully and responsibly. Using the ideas tightly will yield an evermore pleasurable physical fitness experience.

Locating very little prospects for exercising and exercise inside our life, can easily make a big difference in the way we feel and look. When your career calls for one to sit at a workplace or personal computer for hours at the same time, then try to get up and transfer each hour. Whether it is having a study to your colleague or strolling a lap throughout the halls of the place of work, spend some time to change your regimen and acquire your blood running. Process offers the added benefit of revving up the human brain, therefore you are likely to be even more productive once you get to work.

Proteins shakes as well as other weightlifting nutritional supplements are most reliable when ingested right after a training. Physical fitness fanatics who focus their workout routines on building muscle mass will do lots of weightlifting as well as most likely use health proteins drinks to gas their exercises. Reports have found that the best time to fuel up is directly adhering to exercising, as opposed to hrs after finishing or prior to starting.

To get better searching thighs and legs, conduct a variety of workout routines that concentrate particularly to them. Although cardiovascular exercise may be great to lose weight, it?s not quite as efficient at increasing specific body parts. Try out exercises like leg squats, lunges, and leg curls. You must also do leg increases from equally a standing and seated place.

When functioning be suspicious of the kinds of exercises you are carrying out in terms of the type of entire body you really want to preserve. Some work outs are most useful to people who are trying to burn fat. Some are most useful to those trying to develop lean muscle mass. Some are best for those attempting to build bulkier muscle mass. Be aware of just what the exercises you are carrying out give attention to.

Looking to get fit? Seize a leap rope! Whether you?re in your own home, the fitness center or on the highway, a leap rope is an easy way to include a speedy exercise routine to your working day. Each and every min of leap roping can burn the same amount of calorie consumption as three moments of many other cardio exercise. Which means you can bounce rope for 10-20 minutes ? with practice ? and relish the exact same calories shed and great things about a 30-moment workout!

When weight training, begin small. Seeking to elevate too much can cause injury, and in case your dumbbells are even a bit overweight, you won?t have the capacity to do as much reps. Target weightlifting smaller sized amounts spanning a much longer time frame to assist build up your muscle groups and your vigor.

Trying to keep physical fitness in your daily life is great for the body and mind. The information released in the following paragraphs can help you pursue health and fitness in an effective and successful manner. When health and fitness is incorporated into your way of life appropriately it will be possible to have the preferred outcomes of your trainings even more.

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Romney voices aggressive stance toward Iran

JERUSALEM (AP) ? Mitt Romney would "respect" an Israeli decision to make a unilateral military strike against Iran aimed at preventing Tehran from obtaining nuclear capability, a top foreign policy adviser said Sunday as he outlined the aggressive posture the Republican presidential candidate will take toward Iran in a speech in Israel later in the day.

Romney has said he has a "zero tolerance" policy toward Iran obtaining the capability to build a nuclear weapon.

"If Israel has to take action on its own, in order to stop Iran from developing the capability, the governor would respect that decision," foreign policy adviser Dan Senor told reporters ahead of the speech, planned for late Sunday near Jerusalem's Old City.

Senor said Romney is careful to note the governor believes preventing nuclear "capability" ? not just a nuclear weapon ? is critical.

He later clarified his comments in a written statement, saying: "Gov. Romney believes we should employ any and all measures to dissuade the Iranian regime from its nuclear course, and it is his fervent hope that diplomatic and economic measures will do so. In the final analysis, of course, no option should be excluded."

"Gov. Romney recognizes Israel's right to defend itself, and that it is right for America to stand with it," Senor said.

Democratic President Barack Obama, by contrast, has warned of the consequences of an Israeli strike on Iran, though he has also affirmed the right of Israel to defend itself.

Romney believes the option of a U.S. attack should also be "on the table." He has said he will do "the opposite" of what Obama would do in his approach to Israel.

"Make no mistake: the ayatollahs in Tehran are testing our moral defenses. They want to know who will object, and who will look the other way." Romney plans to say later Sunday in a speech in Jerusalem. "My message to the people of Israel and the leaders of Iran is one and the same: I will not look away; and neither will my country."

The Obama administration hasn't ruled out the military option, but Obama has so far been relying on sanctions and diplomatic negotiations to discourage Iran from building a nuclear bomb.

For its part, Iran says it is not interested in nuclear weapons and its nuclear program is for peaceful, civilian purposes.

The Israelis are considering a strike because they fear Iran could be moving its nuclear enrichment sites further underground, out of reach of the weapons Israel has available.

Israeli Prime Minister Benjamin Netanyahu on Sunday welcomed Romney as "a representative of the United States" and told the Republican presidential candidate he agrees with his approach to the threat of a nuclear Iran.

Netanyahu said he listened to Romney's speech in Reno, Nev., where the likely GOP nominee said that Iran possessing nuclear capability is the greatest danger facing the world.

"Mitt, I couldn't agree with you more," Netanyahu told Romney.

"We have to be honest and say that all the sanctions and diplomacy so far have not set back the Iranian program by one iota. And that's why I believe that we need a strong and credible military threat coupled with the sanctions to have a chance to change that situation," Netanyahu said.

The Israeli daily Haaretz reported Sunday that the Obama administration's top security official briefed Netanyahu earlier this month on U.S. plans for a possible attack on Iran. A senior Israeli government official, however, denied the report.

Iran's nuclear program has become the most pressing problem for the U.S. and Israel and Republicans have consistently criticized Obama for putting too much pressure on Israel in the peace process and being too weak on Iran.

Obama rejects the criticism, and his aides point to what they call unprecedented U.S.-Israeli security cooperation.

Senor was previewing the speech Romney plans in Jerusalem after he spends the day meeting with Israeli officials.

Over the course of the day, Romney will confront some of the world's most difficult peace and security challenges as he looks to demonstrate to Jewish and evangelical voters back home that he's a better friend to Israel than Obama.

Romney faces high stakes as he begins his talks with top Israeli officials and meets with the Palestinian prime minister. Mindful of polls back home that show a tight presidential contest, the former one-term Massachusetts governor is looking to burnish his foreign policy credentials and prove his mettle as a possible commander in chief.

The trip is a chance for Romney to draw implicit contrasts with Obama and demonstrate how he would lead America on the world stage.

But Romney arrived in Jerusalem Saturday night after a difficult few days in Britain, where he made the mistake of criticizing the country's Olympic Games and raised the hackles of his hosts. The gaffe undermined the stated goal of his weeklong journey through Britain, Israel and Poland: emphasizing America's ties with longstanding allies.

Romney has pledged not to criticize Obama while on foreign soil, honoring longstanding American tradition of leaving politics at the water's edge. But his aide's announcement of Romney's willingness to express support for an Israeli strike while in Jerusalem represents an effort to contrast the two presidential opponents.

In addition to Netanyahu, Romney met with other Israeli officials and will also sit down with Palestinian Prime Minister Salam Fayyad.

"Like you we are very concerned about the development of nuclear capabilities on the part of Iran and feel it is unacceptable for Iran to become a nuclear armed nation," Romney said at a meeting with Israeli President Shimon Peres. "The threat it would pose to Israel, the region and the world is incomparable and unacceptable."

Romney planned to spend the evening dining at Netanyahu's home ? the Israeli leader invited Romney and his wife to break the fast for the Jewish holiday Tisha B'Av. The holy day, celebrated Sunday, commemorates the destruction of two temples in Jerusalem.

Romney and Netanyahu have known each other since both were young businessmen at Boston Consulting Group in the 1970s.

On Monday, Romney plans a fundraiser with top American supporters in Israel, some guests have flown in from the U.S. specifically for the event.

While Romney is left to implicit contrasts with his Democratic opponent, Obama has been focusing on Israel, signing legislation on Friday increasing military and civilian ties between the U.S. and Israel. And he authorized the release of an additional $70 million in military aid for Israel, a previously announced move that appeared timed to Romney's trip.

Source: http://news.yahoo.com/romney-voices-aggressive-stance-toward-iran-104941567.html

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Carr, Ching lift Dynamo in win at Toronto

Associated Press Sports

updated 7:41 p.m. ET July 28, 2012

TORONTO (AP) -Calen Carr and Brian Ching both scored as the Houston Dynamo beat Toronto FC 2-0 Saturday for their fourth straight victory.

The Dynamo (10-5-7) moved to second place in the Eastern Conference and extended their unbeaten streak to 5-0-2, having allowed just one goal in their last seven matches.

"We really took advantage of our chances," Houston's Brad Davis said. "Guys were willing to get behind the ball and get on the attack today and it worked out for us."

Carr put the Dynamo on the scoreboard in the 45th minute. Davis sent in a corner kick that Houston defender Bobby Boswell deflected to a wide-open Carr, who headed it in from the right side of the six-yard box for his third goal of the season.

"A terrible goal to concede, especially at that time," Toronto coach Paul Mariner said. "That's when you should be on your mettle. The last kick of the half, you have to be resolute. Takes the wind out of us a little bit."

Houston widened its advantage in the 86th when Davis set up Ching with a beautiful touch pass and the Dynamo captain put it past Toronto goalkeeper Milos Kocic with ease.

"Brian came on today and battled unbelievably hard, did a great job and got himself a goal," Davis said. "We've been a tough team to break down lately."

Toronto (5-12-4) snapped a three-game winning streak.

Both Houston goals came on defensive gaffes as Toronto played sluggishly after more than a week off since its last MLS game.

"The fight wasn't there, we made it too easy for Houston," Toronto forward Ryan Johnson said. "They were beating us on second balls and there wasn't enough effort on our end. If we don't bring it against Houston, you're not going to beat them."

Toronto came out sluggish in the second half until the 54th minute when Quincy Amarikwa battled for position with the ball in the six-yard box, but was taken down hard by two defenders. The newly-acquired forward pleaded to the refs but to no avail.

Houston continued to maintain possession as midfielder Boniek Garcia fired in a left-footed shot in the 57th that went just wide to the left.

The Dynamo slowed down the pace to protect their lead, though Toronto had a chance to tie it in the 73rd when midfielder Luis Silva put a deflected header just over the crossbar.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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Source: http://nbcsports.msnbc.com/id/48376705/ns/sports-soccer/

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How to stress-test your bond portfolio See your bonds and bond funds react to rate moves A Safer Way to Buy ?Junk? WSJ.com With interest rates near record lows, investors looking for meaningful yields are piling into high-yield ?junk? bonds. The problem? Junk bonds are notoriously volatile, and the selloffs can be nasty. One solution for investors with weaker ? Breaking Up Is Hard to Do WSJ.com Bank stocks have been stinking up the market for years. Would breaking up the companies help unlock some value for investors? This week, Sanford Weill, the mogul who built Citigroup into a giant institution, urged splitting apart the very ? Fidelity Targets Securities Lending WSJ.com Mutual-fund company Fidelity Investments is setting itself on a collision course with rivals by rolling out a pricing service designed to make the roughly $800 billion market for securities lending more transparent, according to people ? Tweaking Treasury Holdings Without Betting the House WSJ.com More than three decades into the bull market for bonds, Treasury yields are shockingly low. The 10-year note pays 1.6%, less than a quarter of its long-term average. This Week WSJ.com Fed Acts, Markets Fall Stocks tumbled this week on concerns about the pace of global growth. The Dow industrials fell 1% to 12640, ending a two-week winning streak, after indexes of manufacturing activity in the U.S. and China fell. The ? Is Now the Time to Buy Junk? WSJ.com Earlier this year, investors couldn?t wait to get their hands on risky high-yield bonds. Now they can?t get rid of them fast enough. Yet this could be a good opportunity to buy if you are looking for yield and can handle a rocky ride in the ? Will ?Junk? Munis Bite Back? WSJ.com Are you taking too much risk with municipal bonds? Investors have poured about $24 billion so far this year into muni bonds, on pace for the most since 2009. But about 22% of that is going into riskier high-yield, or ?junk,? bonds?those ? Stocks for bond lovers; These companies? stocks offer fatter payments than their bonds MarketWatch Investors who buy Procter & Gamble bonds that come due in 15 years get a yield to maturity of about 3% a year. Those who buy the company?s stock, meanwhile, get a dividend yield of 3.7%. Time to Sell Treasurys? WSJ.com Treasury bonds are priced for the end of the world. But the latest Europe-induced bout of panic might be coming to an end, some advisers and strategists say. Savings Fall Short for Most Retirees WSJ.com Your financial adviser doesn?t want you to read this column. Many retirement investors, egged on by brokers and mutual-fund companies, put a great deal of emphasis on crafting finely tuned portfolios out of stocks, bonds and?increasingly, ? Subscriber Content Read Preview Large Institutions Discuss New Marketplace for Bonds WSJ.com Big money managers and Wall Street banks are laying the groundwork for a new marketplace for corporate bonds, an effort that highlights the heft of large investors and the impact of new rules limiting bank risk-taking. Muni Buyers Gain Peace of Mind, But Will Likely Lose Some Yield WSJ.com After a surprisingly solid year, the $3.7 trillion muni-bond business is getting another boost: the return of insurance. For investors, this means more municipal bonds will again come with an added layer of protection. The downside is that ? This Week WSJ.com Markets Get Mauled Concerns that the euro zone will break apart?and damage the global economy?sent investors fleeing out of stocks and into the safety of government bonds. The Dow fell 2.7% to 12118, its lowest close since December. The ? By Jason Zweig; Are Bond Rates on a Road to Nowhere? WSJ.com The ?bond vigilantes? who once imposed law and order on financial markets are being run out of town. That means investors thirsting for a quick return to ?normal? interest rates might stay parched for a long time to come. Emerging Markets: The Allure of Bonds; Advisers suggest investors look beyond stocks WSJ.com For investors looking to diversify into emerging markets, they might be surprised to know there?s more than stocks on the menu. Instead, portfolio managers increasingly suggest emerging-market bonds as a viable alternative for investors ? Where the Sweet Spots Are in Stocks and Bonds Right Now WSJ.com If Wall Street is a struggle between fear and greed, both sides seemed plenty crowded this past week. The fearful, eyeing political turmoil and deep fiscal woes in Greece, snapped up 10-year Treasury notes with yields as low as 1.70%, near ? Give a Graduate the Gift of Becoming an Investor WSJ.com If you want to give a high-school or college graduate a gift with a big financial impact, go beyond writing a check. Giving the gift of investing?with individual stocks, bonds or investment accounts and even some financial planning?will help ? 3 income-focused ETFs for the yield hungry; Commentary: New funds turn to MLPs, REITs, other alternatives MarketWatch NEW YORK (MarketWatch) ? Investors? hunger for income, which has driven billions of dollars of assets into dividend-focused funds, is now bringing forth a new investment product: multi-asset-class income vehicles. Don?t Bank On It; Leveraged loans and managed futures offer opportunities, but beware risks WSJ.com Q: How can one invest in bank loans ? Are there mutual funds or ETFs that invest in the area? A: As the economy improves, investors have shifted to riskier investments, such as stocks and junk bonds. Lately, more have taken an interest in ? Here?s how to take control of your 401(k); The funds in your 401(k) may yield only about 2% MarketWatch This may surprise you, but there?s a good chance you can take direct control of your nest egg at work, choosing investments beyond the two dozen or so mutual funds that most employers offer in their savings plans. Doing so can be risky, but ? New fund categories are not automatic buys; Commentary: Research firms provide data, not investment tips MarketWatch BOSTON (MarketWatch) ? Well over a decade ago, I got a note from an investor who said he did not understand how average investors were supposed to keep up with ?recommended behavior for fund investors.? On ?General Obligation? Munis, Investors Advise Caution WSJ.com When Jefferson County, Ala., defaulted on some municipal bonds last month, investors may have been surprised to learn that the county lacked the authority to fulfill the most basic obligation of its ?general obligation? debt: It didn?t have ? When Investing, Try Thinking Outside the Box WSJ.com Sometimes it pays to look beyond the obvious when it comes to investing. That means adding some exotic investments to a portfolio laden with blue-chip stocks and Treasury bonds. Think platinum and pipelines. Itchy Investors Ramp Up the Risk; With Rates Staying Low, Returns on Conservative Investments Don?t Cut It Anymore for Some WSJ.com Robert Marcotte can?t afford to play it safe anymore. With interest rates likely stuck near zero for nearly three more years, the 61-year-old retired telephone-company manager is about to ramp up his holdings of stocks and municipal ? Where to Find the Bargains WSJ.com Stocks and higher-yielding ?junk? bonds have surged so much in recent months that bargains are getting difficult to find. At the same time, safer investments such as Treasury bonds and high-grade corporate issues have meager ? Secure Alternative to Bonds; Secured loans have the potential to provide high-yield returns with the added benefit of peace of mind in a turbulent world WSJ.com Sovereign bond investors recently had to pay Germany for the privilege of lending to it. Yields on the safest non-sovereigns, investment grade corporate bonds, are setting new records in parsimony. So income investors looking for decent, ? This Week WSJ.com Stocks Surge Better-than-expected economic data caused investors to dump bonds in favor of riskier assets. The Dow Jones Industrials finished the week at 13232, up 2.4%, their best week since December, while the Nasdaq Composite rose 2.2% to ? In New Funds, Old Flaws WSJ.com Bad ideas can get investors into trouble. So can good ideas that morph into bad ones. Ever since they were introduced in the U.S. in 1993, exchange-traded funds?those bundles of stocks, bonds or other assets that offer the diversification of ? The New Bond Market WSJ.com Many investors, looking for better returns and a little safety, are loading up on corporate bonds, which have been far steadier than stocks during the market storms of the past few years. How to make portfolio diversification pay off; Commentary: Long-term investors find time is on their side MarketWatch NEW YORK (MarketWatch) ? Portfolio diversification is fairly straightforward. Different kinds of assets ? stocks and bonds, for example; maybe commodities and real estate as well ? lower volatility and deliver more consistent returns than ? Is ?Derisking? Even Riskier? WSJ.com When you ?derisk,? be sure you understand whether you are eradicating risk?or just replacing old risks with new ones. You have heard ad nauseam that investors have spent the past few years dumping U.S. stocks en masse for the ? Why Stocks Are Riskier Than You Think; Most people can get the money they need for retirement without gambling heavily on equities, say Zvi Bodie and Rachelle Taqqu WSJ.com A growing sense of urgency is driving many investors to take reckless risks with their money. Even though they experienced the hazards of stock ownership firsthand in 2008, investors are venturing back into equities again. They?ve been ? How Much Risk Can You Manage? WSJ.com In my last column, I outlined a new approach to managing investment risk that I summed up this way: Never gamble unless you can afford to lose. A Swan Song for the Bond Market?s Bull Run WSJ.com Is the bond bull market over? If so, how should investors adjust their portfolios? One of the most important reasons the U.S. economy and financial markets have stabilized since the financial crisis is that interest rates plunged. Thanks to ? IRAs Get Sexier; Disillusioned With Returns on Conventional Investments, IRA Owners Are Turning to Private Equity, Condominiums, Farmland and Other Alternatives. Here?s What You Need to Know WSJ.com Presidential candidate Mitt Romney has gotten lots of attention for holding as much as $100 million in his individual retirement account. Less well known is that the account is also chockablock with complex private partnerships rather than ? Watch Out! These Municipal Bonds Come With a Bit of a Kick WSJ.com With high-grade municipal bonds offering meager yields, investors seeking an income jolt are embracing a slightly more exotic product known as ?kicker? bonds. Why an End to Paper Savings Bonds? WSJ.com Q: For the past 25 years, we have purchased $50 savings bonds for our children and grandchildren for their birthdays. The government has changed the rules and the bonds can only be purchased online. Why would the government do this? Do they ? Subscriber Content Read Preview Limited Demand for Superlong U.K. Bonds WSJ.com LONDON?The U.K. government is looking to take advantage of its haven status by issuing perpetual bonds for the first time since the World War I, but tepid demand from pension funds could undo those plans. Why Stocks Look Too Pricey; Various Indicators Suggest the Market Is No Longer a Bargain WSJ.com After a six-month rally, U.S. stocks are getting pricier. Experts say investors should exercise caution. The Standard & Poor?s 500-stock index gained 12% during the first three months of 2012, the best start to the year since 1998. After ? Subscriber Content Read Preview Bond King?s Trade Pays Off; Pimco?s Bill Gross Wins With Bet on Mortgage Debt; Rebound from Rough 2011 WSJ.com The bond king might be making a comeback. After suffering one of his worst performances ever in 2011, over the past three months, Bill Gross, manager of Pacific Investment Management Co.?s Total Return Fund, rode an aggressive bet on ? Subscriber Content Read Preview Investors Put Cash in Mutual Funds WSJ.com Long-term mutual funds had estimated net inflows of $8 billion in the latest week, as investors continued to add money to bonds and hybrid funds, offsetting withdrawals from equities, according to the Investment Company Institute. Euro-Zone Debt?Not All Toxic; Opportunities abound for investors prepared to take a punt on corporate bonds WSJ.com Against what would appear to be insurmountable odds, and in the midst of a once-in-a-generation sovereign-debt debacle, the European corporate bond market is thriving. And according to industry experts, that is not at all surprising. Why Munis Are Worth a Look WSJ.com Municipal bonds faced two key tests this past week?and came out looking sturdy. The first was a spike in Italian government bond yields that culminated Wednesday with a global flight from risky assets. Muni prices rose, a sign that investors ? Safe at Home? Not in a 401(k) WSJ.com How will 401(k) investors react to the latest blast of volatility in the markets? If the recent past is any guide, they will retreat into the apparent safety of cash, Treasury bonds and ?stable value? mutual funds. Better Ways to Fight Inflation WSJ.com With the economy growing slowly and commodity prices well off their recent highs, inflation wouldn?t seem to be an imminent threat. Yet investors are piling into inflation-protected bonds. 2011 Perfomance of Long-term Bond ETFs WSJ.com Long-term bond ETFs tend to move opposite stocks. All of the ETFs in the table below have an average duration of more than 10 years. Duration, measured in years, is used to determine a bond or bond fund?s interest rate sensitivity by ? Balanced Funds Tilt Toward Stocks, While Investors Want to Scale Back WSJ.com While individual investors have been fleeing the stock market for months, some fund managers have been pushing them right back in. Among fund managers with the flexibility to invest in a mix of stocks, bonds and other assets, the trend has ? A Brighter Outlook for Muni Bonds WSJ.com Municipal bonds have had a rebirth since getting pummeled earlier this year, and the recent tumult in the financial markets has rekindled interest in an investment class with a tradition of safety. Altria?s Gains Could Go Up in Smoke WSJ.com Altria Group, parent company of Philip Morris USA and its best-selling Marlboro cigarettes, has more than lived up to its reputation as a defensive investment?providing investors with stable returns and, importantly, a dividend yield of ? Ohio State University Prices ?Century? Bond WSJ.com NEW YORK?Ohio State University sold $500 million worth of 100-year bonds late Wednesday, becoming the first public university to issue a so-called ?century? bond. Big Year for Bond ETFs Could End With a Visit from the Tax Man WSJ.com Investors in one of Main Street?s hottest investment products may get an unexpected parcel this holiday season?a tax bill. Exchange-traded funds, which are baskets of securities that follow an asset class or sector, have been a hit for ? Next; Scams Target ?Self-Directed? IRAs WSJ.com As investors are putting their retirement savings into so-called self-directed individual retirement accounts, complaints about fraud in these accounts are on the rise, securities regulators say, and investors should carefully consider the ? The Rally That Wouldn?t Die! Treasury Bonds Have Been on a 30-Year Tear. Whether or Not the Party Can Last Is Beside the Point?There Are Far Better Places to Put Your Money WSJ.com At least one fear gauge shows that investors were more scared in 2011 than in the dark days of 2008. According to investment-research firm Morningstar, a portfolio of U.S. Treasurys with an average maturity of 20 years?the quintessential ? Subscriber Content Read Preview Bond-Fund Stars Fall as Bets Backfire, but They Fight On WSJ.com It?s been a tough year for bond-fund stars. Longtime outperformers in mutual-fund rankings Dan Fuss, co-portfolio manager of the Loomis Sayles Bond Fund at Loomis Sayles & Co, and Michael Hasenstab, portfolio manager of Templeton ? Subscriber Content Read Preview Mutual Funds Draw In More Investor Deposits WSJ.com Long-term mutual funds had estimated buying of $7.31 billion in the latest week. That represented significant investment in bonds and foreign equity funds, which offset outflows from domestic equities, according to the Investment Company ? Getting the Most From a Lame 401(k) Retirement Plan WSJ.com It isn?t easy picking investments when quality bonds offer meager yields, stocks seem bipolar and the richest economies are struggling to expand. But many 401(k) investors face an added challenge: choosing from a mutual-fund menu that ? Caging Raging Contagion WSJ.com Is there no end to the contagion? This week, as the Italian government and Italian bonds collapsed over fears the country can?t control its debt, everything else fell, too. Of the 45 national stock markets in the MSCI All Country World ? Subscriber Content Read Preview Why Your Bond Funds Probably Aren?t Worth their Fat Fees WSJ.com One bond king?s recent stumble gives investors reason to question the outsize fees many are paying to mutual-fund managers?and to consider some new alternatives. Investors Favor Funds With a Focus on Bonds WSJ.com Money exited from long-term mutual funds for the third consecutive week, as investors pulled cash from equities and added to bonds and hybrid funds, according to estimates from the Investment Company Institute. What Price Stable Returns? WSJ.com Stable is nice, but it isn?t perfect. Investors in ?stable-value funds,? which are bundles of bonds tied together with an insurance policy within a 401(k) retirement plan, have fared remarkably well in recent years. But rising ? Subscriber Content Read Preview Mutual Funds Pull in Cash WSJ.com Investors put a net $823 million into long-term mutual funds in the latest week, as increases in bonds and hybrid funds more than offset continued withdrawals from equities, according to the Investment Company Institute. When Funds Lend Stock, Who Gains? WSJ.com You wouldn?t want to make a loan to someone without knowing what you will earn on the loan. But if you own mutual funds or exchange-traded funds, you might be doing exactly that. For the Best Bond Deals, Look to the Emerging Markets WSJ.com Emerging-market bonds might appeal to the aggressive and the timid alike. The aggressive will like the 6.5% yield on the J.P. Morgan Emerging Market Bond Index. That?s triple what investors get from 10-year government bonds issued by ? Subscriber Content Read Preview Not Dead Yet: What to Do With Your Bets on Rising Rates WSJ.com So you bet on rising rates. You loaded up on high-yield bonds, leveraged loans and short-term Treasurys in the belief that the U.S. economy was recovering fast enough for the Federal Reserve to consider raising interest rates sooner rather ? Subscriber Content Read Preview Those Safe Havens You?ve Been Flocking to Aren?t So Safe WSJ.com It?s time for a flight from safety. The recent market maelstrom has sent investors fleeing to traditional safe havens such as Treasury bonds, recession-resistant stocks, Swiss francs and gold. Home Builder Stuck in the Basement WSJ.com The nation?s housing market has lately been showing signs of life, and investors have bid up home builders? stocks by an average of nearly 50% over the past three months. But in the case of Hovnanian Enterprises (HOV), which is up ? Little Relief for Income Investors WSJ.com The latest bout of turmoil in the financial markets is a fresh headache for retirees relying on their savings to make ends meet. That?s especially the case for the many older investors who have ventured into riskier stocks and bonds in ? Is that Gold?s Glitter or Your Brain?s Tricks? WSJ.com If you are a gold investor, you?re probably quite pleased with yourself right now. It?s been one of the best-performing investments this year. A High-Rate Deadline Looms WSJ.com The window is closing a bit further on one of the best deals for savers. Beginning Jan. 1, individuals will be able to buy only $5,000 in I Savings Bonds a year, down from $10,000 today?making it tougher to hold one of the last risk-free ? Muni Bonds Seem Poised for Pain WSJ.com Municipal bonds have been one of the top-performing asset classes in 2011. But the rally might not last much longer, advisers and strategists say. What Worked in 2011? and What Didn?t WSJ.com A year ago, many experts said to avoid U.S. bonds, hold ample cash and stick with foreign stocks. Those turned out to be among the worst moves of a surprising investing year. What to look for in a dividend mutual fund; Commentary: Income from funds is trickier than from stocks MarketWatch BOSTON (MarketWatch) ? Conventional investment wisdom for at least the last half century has been simple: Use stocks for growth and bonds for income. Divorce: Who Wants the House? WSJ.com A volatile relationship may trigger a divorce. But volatile financial markets are playing a big role in the way couples split their assets. While their lawyers spar, a couple?s retirement savings and other assets?cash, businesses, ? Non-traded REIT is a non-starter; Commentary: Illiquid real estate play is the Stupid Investment of the Week MarketWatch SAN FRANCISCO (MarketWatch) ? Every investment conference seems to have a magic word that reflects a broad, buzzing theme. At the Schwab IMPACT Conference in San Francisco this week, the magic word was ?alternative? ? which means that the ? The Federal Reserve Says, ?Let?s Do the Twist? WSJ.com The Federal Reserve?s latest move, known as Operation Twist, will involve selling $400 billion worth of its short-dated bonds and using those proceeds to purchase longer-term Treasurys. Crummey Trusts Still Smart, Say Advisers WSJ.com There?s nothing crummy about a Crummey trust?even in a period of higher exemptions for estate and gift taxes. The trusts, which got their name from a Methodist minister who won a fight with the Internal Revenue Service in the 1960s, are ? Subscriber Content Read Preview Pimco?s Gross Has ?Lost Sleep? Over Bad Bets WSJ.com In recent weeks, Pacific Investment Management Co. founder Bill Gross says he has ?lost sleep? over an ill-timed bet on Treasurys. Beware of the Bond-Market Bubble. Again. WSJ.com Spooked by stocks and unfazed by the recent downgrade of U.S. debt, investors have turned to Treasurys as a safe haven. But are their moves inflating the risks in the broader bond market? Options for Nervous Investors WSJ.com Stocks have generated more worry than gains this year?and for more than a decade. Yet slim yields on bonds and savings give stockholders little enticement to sell. ?Go-Anywhere? Funds Struggle To Read the Economic Road Signs WSJ.com They were supposed to be the ultimate weapon for turbulent times: mutual funds with the freedom to buy any assets they want, anywhere in the world. But as investors have flocked to so-called go-anywhere funds this year, many have gone ? Bond Bets Paid Off WSJ.com Last year saw better returns for bonds than for stocks on average?and that shaped the comparative performance of target-date funds for retirement. Find Solid Stocks in a Wild Market WSJ.com It isn?t easy buying stocks after the market craters, as it has recently. But the market has rarely looked so appealing in recent decades. Subscriber Content Read Preview Vanguard Bond Index Fund Beats Stars Bill Gross, Dan Fuss WSJ.com Investors are getting juicier returns this year putting their money into a bond index fund instead of tapping the brains of many high-profile fund managers. Savings Bond Goes Digital WSJ.com Grandma?s gift of choice is going digital. Most paper forms of Series EE and I savings bonds won?t be available for purchase after Dec. 31. The bonds will instead be issued in digital form through TreasuryDirect.gov. You can get a ? Why Buying Treasurys Isn?t As Crazy as It Might Seem WSJ.com Treasury bonds are dead. Long live Treasury bonds! Moody?s Investors Service and Standard & Poor?s this week said they might downgrade the credit rating of the U.S. if Congress doesn?t raise the debt ceiling soon?a move ? Muni-Tax Break Under Siege; A Senate Bill Seeks to Bar Municipal Borrowers From Issuing Tax-Exempt Bonds SmartMoney.com The tax break for municipal-bond investors, a cornerstone of the $2.9 trillion market for bonds sold by cities and states, is under fire in Washington. Forget About Black Swans, the One Floating Ahead is Neon WSJ.com You?ve heard of black swans?events that are unthinkably rare, immensely important, and as unpredictable in advance as they are inevitable in hindsight. Now, with no one ruling out a default or downgrade of U.S. Treasury debt, investors ? The Asset-Allocation Fallacy WSJ.com A time-honored investment adage is that your asset allocation should mirror your age: 60/40 stocks and bonds at age 40; 50/50 at 50; 40/60 at 60 and so on. An entire industry of so-called target-date funds has risen in recent years to help ? Defense! Five Mutual Funds for Bad?and Good?Times WSJ.com It?s often said that the best defense is a good offense. Unfortunately, when it comes to mutual funds, many have developed an unpleasant reputation for not protecting shareholders in tough times. Bond Markets Are Growing Riskier SmartMoney.com Bond markets are growing riskier as investors seeking steady returns bid up prices and ignore some early warning signs similar to those that flashed during the credit bubble. Stocks: More Room to Rally WSJ.com The trading pattern that has dominated the markets for the past year could be breaking down?and that could spell opportunity for investors. After a disappointing payrolls report on Friday morning, investors poured out of stocks and into the ? 3 Stocks With Impressive Returns on Capital SmartMoney.com Finance officers will attest that one key to corporate greatness lies in a pair of acronyms: ROIC and WACC. ROIC is return on invested capital. It?s the profit a company produces in a year as a percentage of the money investors have ? Unwitting Angels: When Fund Investors Become Bankers WSJ.com With the debt markets in turmoil, where will the money come from to bail out troubled borrowers? If you?re a mutual-fund investor, look in the mirror: The next bailout might come from you. How to Protect Yourself Against Currency Risk SmartMoney.com BOSTON (MarketWatch) ? The world is hyperventilating over inflation and municipal bonds right now. And with good reason. But there?s another issue that has analysts in the investment world putting finger to keyboard. And that would be ? You Need a Plan to Boost Retirement Income WSJ.com Generating the most income in the safest fashion from a nest egg is the holy grail of retirement income planning. You obviously want your dollars to stretch as far as possible without taking on much risk. In Search for Safety, a New Risk SmartMoney.com Federal Bonds, once a bastion of safety for the risk-averse, are now becoming more of a risk themselves. With yields at an all-time low and bond prices expected to rise even further, some experts are crying ?Bubble? ? especially ? Crystal Ball; What?s ahead for the yield on 30-year Treasury bonds? WSJ.com Send your prediction to crystalball@wsj.com by midnight EDT Sunday, with your full name, city, state and phone number. The first reader who gets it right will be named in next Saturday?s paper. Scary Investments?That Work SmartMoney.com Robert Hort is 64, an age when many investors start to slow down a bit?at least when it comes to where they put their money. Bonds begin to look more appealing than stocks, and cash looks like a safer bet than bonds. So where is Hort, a ? The Debt Crisis: If Treasury Bonds Aren?t Safe, What Is? WSJ.com How can you lower your portfolio?s risk in a world of rolling government-debt crises? Start by taking a deep breath. Then, see if you need to do some tinkering?but not too much. Analyst?s $125,000 Muni Warning Yields Backlash SmartMoney.com State and local government bonds have broadly fallen in price since late September, when celebrity analyst Meredith Whitney began publicizing a 600-page report predicting widespread defaults and a new financial crisis. Whitney recently told ? ? ? Video Results ( of ) Dow Soars to End Above 13000 4:54 Probing Mental Illness to Explain S? 3:52 For Food Prices, It?s the Bad and t? 2:54 Stock Futures Edge Higher; U.S. GDP? 3:19 MarketWatch Week Ahead: Federal Res? 2:25 Europe?s Anti-Trust Czar Sets Out R? 3:04 What Can Beijing Learn from the Flo? 4:46 Bundesbank Opposed to ECB Bond Purc? 4:46 Dow Surges 211 Points 6:37 Stocks Soar on Upbeat Europe Commen? 2:26 Bodies Built for Gold 3:58 ECB?s Draghi Boosts Markets With Eu? 6:24 Mario Draghi Comments Lift Stocks 4:27 Mitt Romney Questions Olympic Readi? 4:24 Did North Korea?s First Lady Visit ? 6:05 prev next INVESTOR CENTER MARKETS: DOW NASDAQ S&P 500 WATCHLIST PORTFOLIO MOST WATCHED POP-OUT Portfolio: Edit?|?View?|?New TODAY COLLAPSE YOUR PORTFOLIO RESEARCH STOCKS & FUNDS Enter a Ticker Symbol RECEIVE STOCK ALERTSSTOCK SCREENER MAP OF THE MARKET LIST VIEW COLLAPSE MAP OF THE MARKET LOADING? 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All Rights Reserved Intraday Data provided by SIX Telekurs and subject to terms of use. Historical and current end-of-day data provided by SIX Telekurs. Fundamental Data provided by Factset. Mutual Fund and ETF Data provided by Lipper. Intraday data delayed per exchange requirements. Dow Jones Indexes (SM) from Dow Jones & Company, Inc. All quotes are in local exchange time. Real time last sale data provided by NASDAQ only. Comprehensive quotes and volume reflect trading in all markets and are delayed at least 15 minutes. Mutual Fund and ETF NAVs are as of previous day?s close. Your Opinion Counts! You?ve been randomly selected to participate in an online survey. Your answers will be strictly used for research purposes. Respondents who complete this survey will be entered into a drawing to win one (1) of ten (10) Amazon Gift Cards, valued at $100 each.

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Online Shopping - Things you should be aware of while buying LG ...

by James Kenrich
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Online Shopping More Details about Online Shopping here.

Being a very reliable, a very well educated and a very capable house wife what are the various products or home appliances you look at as an important part of your kitchen. I am sure that you must have starting preparing a huge list of various of them staring from the very basic stove till that very expensive coffee maker of yours, but in this huge list of various home appliances refrigerators are few of those products without which it would become hard for you to even sustain. As this is an appliance which helps you in keeping all those vegetable and fruits of yours in a proper or in fresh condition.

Yes that's true you can live without a very expensive coffee maker or a microwave as what these products are entitled to do can done with the help of a stove as well but there is no other mean with the help of which you can keep those cold drink bottles of your chilled or more importantly there is no other mean with the help of which you can keep fresh that fruit salad of yours. These days there are various brands which are working hard so that they can provide some of the best refrigerators for your purchase, but expertization is a word which cannot be associated with all. Therefore only a few of them all are worth to be look for.

LG is a brand which has been providing few of the most efficient products to us since some time now (almost a decade) and when we talk about their refrigerators they are the best to look at if you are planning to have one for a long time. But recently there had been some bad reviews for the same after viewing the LG Refrigerators price list 2012. As people have a belief that these products are highly rated if compared with few of the new brands in market. But what would you pay for a fridge if it is coming with a television in it. In fact this is a company which is providing products according to every price range; therefore if you are not having much to send of them no problem you can buy LG Refrigerators as they will set in your budget.

But still it doesn't matter how genuine price a company is asking for its products, we people always find way to add more discounts on them. The way we have done with these products. Therefore next time when you seek to reduce the LG Refrigerators Price in India, make sure you have consulted few of online websites as well, as you can find nice discounts with the help of them.

Jameskenrich is a well known author and has written articles on Chevrolet Beat, Maruti Suzuki, Hitachi Refrigerators, blackberry torch 9800, Toshiba Refrigerators, online shopping and many other subjects.

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Forget the Olympics! Try racing with a burro

Courtesy Donna Alcorn

The start of the World Championship Pack Burro Race in 2011, during Burro Days in Fairplay, Colo.

By Rob Lovitt, NBC News contributor

Rumor has it that there?s a big sporting event taking place in London over the next couple of weeks. But if you really want to watch athletes push themselves to the limit, you might want to head to Fairplay, Colo., this weekend instead.

That?s where you?ll find a crowd of upwards of 10,000 people celebrating Burro Days?(July 28??29) and cheering on the competitors in the 64th annual World Championship Pack Burro Race.

What makes the event so extreme, you ask?

---

It could be the 29-mile course over dirt roads, boulder fields and snow.

Or, it could be the altitude, which is literally breathtaking, as the course climbs from 10,000 feet in town to 13,158 feet at the top of nearby Mosquito Pass and then back down.

Oh, and did we mention that each racer has to run the course while tethered to a donkey carrying 33 pounds of gear, including a pick, shovel and gold pan? Competitors may find themselves pulling, pushing, pleading, even bribing with food ? everything, in fact, except actually riding their burro ? while living up to the race?s official motto of ?64 Years of Hauling Ass.?

Courtesy Julie Bullock

Curtis Imrie comes down the home stretch with his burro, Full Tilt Boogie, during the 2011 race in Fairplay, Colo.

In other words, forget the Olympic motto of ?Citius, Altius, Fortius? (Faster, Higher, Stronger). This race is more like ?Citius, Altius, Asinus? (Faster, Higher, Donkeys), which is why we hereby officially decree Burro Days as Overhead Bin?s Weird Festival of the Month for July.

Like many homegrown festivals, Burro Days has both a genesis story ? two long-ago miners racing to town with their heavily loaded burros, both hoping to lay claim to the same patch of ground ? and a basis in the modern-day challenge of boosting tourism in small, out-of-the-way places.

?It was first proposed as a challenge in 1949 and it went out to anyone who wanted to race from Leadville to Fairplay,? said Julie Bullock, president of the festival?s burro committee. ?They were probably sitting in a bar at the time.?

Today, the festivities have expanded to include llama races, in which runners lead their charges through a three-mile obstacle course; dog races, in which kids compete alongside their pack-laden pets; and outhouse races, which should be pretty self-explanatory.

Courtesy Donna Alcorn

Jim Anderegg and Karen Thorpe fight to the finish after the 29-mile-long course in 2011. Thorpe barely crossed the finish line ahead of Anderegg, with a time of 5:41:50 and first place.

But the pack burro race is clearly the marquee event, albeit one that even competitors admit can cause some head-scratching among the uninitiated.

?The idea that you can get an animal not known for its cooperation to traverse 30 miles of ridiculous roads and open country to 13,000 feet and back for cash money sounds ludicrous,? said Curtis Imrie, a 40-year competitor and three-time world champion.

But, he said, donkeys? seeming stubbornness is really just the flip-side of their peaceful demeanor: patience in the face of suffering and underlying intelligence.

?In my experience, the race is a cross between a wrestling match, a 24-hour dance contest and an endurance race,? he told NBC News. ?You have to have the humility to realize your partner is a jackass. The lessons they can teach you ? counterintuitive or not ? are profound.?

Courtesy Julie Bullock

Barb Dolan and Chuggs finish first in the short course in the 2011 race, shown here coming through South Park City.

Clearly, this is not your average footrace, which may also explain why the Colorado Legislature officially designated pack burro racing as the state?s first-ever summer heritage sport in May.

Alas, that designation probably won?t raise the sport?s profile much beyond Colorado, but?it?s hard not to root for the hardy souls who accept the challenge to ?haul yer ass up the pass.?

?People should TiVo the Olympics,? said Julie Bullock. ?You can?t TiVo the burro race ? you have to be here in person.?

Rob Lovitt is a longtime travel writer who still believes the journey is as important as the destination. Follow him on?Twitter.

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Source: http://overheadbin.nbcnews.com/_news/2012/07/27/12972887-forget-the-olympics-try-racing-with-a-burro?lite

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Twin Farms Extends Family Weeks - Carry On | Travel + Leisure

07.27.12

Darling cottages decorated with private art collections, bicycle trails through wildflow-strewn meadows, farm-to-table dinners of grilled halibut and prawn gnocchi in saffron broth are all part of the experience at Twin Farms, a luxury resort and spa in Barnard, Vermont.

Though this all-inclusive retreat has traditionally only opened its doors to families for select days throughout the year, they're now expanding their dates so that families can enjoy all the resort has to offer (2012 family days include July 29-August 3, August 31-September 4, November 19-25, December 7-10, and December 14-19). After all, Twin Farms has 300 acres of forests, streams, and fields?who else has enough energy to take advantage of it all besides kids??

Corinne White is an editorial intern at Travel + Leisure.?

Photo courtesy of Twin Farms?

Source: http://www.travelandleisure.com/travel-blog/carry-on/2012/7/27/twin-farms-extends-family-weeks

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Picking out Simple Solutions Of S.E.M. Link Building | Health ...

There is so much misinformation on the net about backlinking that many people are intimidated by it. But a lot of new webmasters tend to struggle when it comes to finding trusted sources to get backlinks. There is no substitute for the right kind of information, and we just mean accurate information. Just like with PPC advertising, you can surely cause more harm than good if you do not know the basics. If you are totally new to IM, then read this article and then seek additional education.

Just one way to get started is by taking advantage of all the millions of directories. As you know, it is your link you need to submit so it can become included in the directory as a backlink to you. It doesn?t matter what topic your site is about, if you targeted good directories, you will get results. Now, besides the top web directories, you should also go for the smaller ones, and the reason for this is, even though they may not be that big, a backlink from them still holds importance. What this is represents one facet of your overall strategy, so be sure to do it. Do not bother with article directories as a source of effective backlinks since Google pretty much killed that in early 2011. Have no doubt that the article marketing game changed quite some time ago, but syndication has always worked just great. There are many such popular and not-so-popular article directories on the Internet that will allow you to add articles along with your resource box. Since backlinking is time consuming, you never want to waste it with articles for backlinks on directories. As always, you never want to produce low quality articles or content. Pop to Browse Around This Website for intelligent ideas.

Social media is a hot way to get targeted backlinks to your site, and by simply creating your profiles on these social media sites, you?ll be able to add your link to them. This is all about quality backlinks from sites that have gained trust and authority with Google and Bing. This is why adding your link to their profiles will give you the needed boost. Just see to it that you?re not spamming your link on any of the social media sites, and always be very sure you take the ethical route when it comes to backlinking success.

It is really not possible for everybody to get the very best backlinks possible, so do not get so hung-up about it. Everybody has to start at the same place, and so just figure out your campaign and get to work. A natural pattern of backlinking from big and small sites is the best portfolio to build. The best approach is to fit this into your daily schedule of things to do, and make it a business habit.

Go to my site for excellent ideas now: www.tophatpayday.co.uk ? insights & Stephen Lukach Njdwi.net lawyer.

Related posts:

1. Picking Plans For Web PPC Advertising
2. Picking Products Of Health Career Strategies

Source: http://www.ras19312.com/picking-out-simple-solutions-of-s-e-m-link-building/

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Cell Phone GPS Tracking Device Benefits Businesses - Golf Base

To locate the position of a mobile telephone the tracking centres just send out a call to the appropriate mobile phone number and this will silently ring twice, before terminating the call. The mobile tracking centre then connects to the phone and using the network of communication satellites orbiting the world are able to pinpoint the phones co-ordinates.

When the software has been installed on this phone on which it?s required, it uses the web capabilities with the phone to silently record texting, multimedia messages, GPS locations as well as call details. The GPS locations are updated every half an hour on the server concerned.

The straightforward answers to lookup mobile phone numbers is to use a website that does all the work browsing cell cellphone quantities especially. The good news is there are a handful of that exist only to help you discover unpublished mobile phone quantities. The bad news is that it?s not cost-free. But when it arrives down to it, you genuinely have time or cell phone tracker online for free income. You can lookup for several hours to not discover anything or pay a handful of bucks to get to the point with no BS.

Not only is this new cell phone text tracking good for family purposes but also great for any business. People concerned over a kids phone messages can certainly feel more at ease knowing all that is being sent. But businesses too can benefit knowing that employees are not taking advantage of being able to send a quick personal text message on company time.

Whatever the type, the return on investment of most GPS Tracking Software is well worth the investment. Many systems provide returns in less than six months.

Are you lookout for an avenue that would facilitate tracking mobile phones because your partner?s behavior is becoming increasingly suspicious day-by-day?

There are several methods to listen for information that you can use sometime soon. Since most people own mobile phone devices, and because they?re happening more often like a primary phone, it can be worth your while to master to become a cellular phone spy. Private investigators and bounty hunters are able to use the strategies of any cellular phone spy so as to learn information with regards to clients and gather evidence. People can be extremely unguarded while speaking on a cell phone; it could be the best way to hone your spying skills.

Of course, the program must be placed onto compatible devices. The iPhone, Android, BlackBerry, and other systems can host this technology. Employers who wonder whether their phones can host the program should refer to the provider?s online compatibility documentation. Most carriers? phones work perfectly with mobile tracking software.

As with purchases, you need to learn what you need from what you want. Answering the first question in the first paragraph might establish the need you have in mind for mobile cellphone accessories. If you are looking for longer phone use, do purchase an additional battery pack for you mobile phone. Most mobile phones have their battery sold in their distributor stores or you can always find and compare prices online.

The customer to these kinds of spy software has the good thing about online tech support team from the distributor with the computer software. Moreover, software program updates can be offered cost-free towards the person while they happen.

This is also the most affordable method of conducting a cell phone location tracking! To combat this, there are some cell phone wipeout software.
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Did you like this? Share it:

Source: http://www.golfbase.net/cell-phone-gps-tracking-device-benefits-businesses.html

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Southern Skies: In Relation

How to contact me

My address is

Natalie Ziemba, PCV
Peace Corps
Private Mail Bag
Apia, (Western) Samoa
South Pacific

*No zip code, it's not in the US

*When sending packages, it helps to write "God bless this package" or "God watches this package" or some variation thereof

I will ocassionally be on Skype as natalieziemba

Care package wish list

*Snacks (cheez-its, protein bars, peanut butter, etc)
*Reading material
*Cat treats

Source: http://natalieziemba.blogspot.com/2012/07/in-relation.html

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Stop Foreclosure After A Failed Negotiation With Your Creditors

3:00 AM By Article Directory

'; div.innerHTML = summary; } //]]> Stop Foreclosure After A Failed Negotiation With Your Creditors Stop Foreclosure After A Failed Negotiation With Your Creditors If you find yourself in a state of foreclosure, you should know your options. Like many Americans today, you might have lost employment or become tied to a variable rate mortgage that simply rose to a price from your reach. If this sounds like the situation, you may be along the way of foreclosure. Although there really are a multitude of options, talking with the mortgage holder is among the steps to consider.

However, if that doesn't work there are other ways to stop foreclosure after a failed negotiation with your creditors. The best option is to attempt the borrowed funds modification process. This method could be complicated and requires advanced knowledge of how to work with the bank or mortgage holder. There are a number of companies that offer services and solutions in this way. These businesses will work with you and also the current mortgage server to find the best options available for you. A powerful level of diplomatic skills are required and these companies will help with their best effort to acquire a mortgage loan modification.

Once successful, you can receive a new mortgage that is fixed and secure and usually lasts for 3 decades. The most important factor in choosing one of these companies to locate one that's up to the challenge and it has experience handling this matter.

You will find choices to stop foreclosure following a failed negotiation with your creditors. You just need to get in contact with the right persons, those that have a lot of experience in the loan modification or mortgage refinance field. There are lots of companies that provide stop foreclosure assistance- getting assist with mortgage loan modification papers. Beware, there are also many scams out there which will take your hard earned money and be of no help whatsoever. More often than not you can ask your lender to assist by utilizing some kind of mortgage loan modification. This really is indeed the easiest way to obtain stop foreclosure assistance.

NOTE: By researching and comparing the home mortgage loan modification companies in the market, you will determine the one that meets your very specific financial situation.

You are very welcome to visit the Stop Foreclosure Loans website - where you can review the best resources to stop foreclosure.

Source: http://business-negotiation.blogspot.com/2012/07/stop-foreclosure-after-failed.html

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The Essence of Branding in Business | About Business Ideas

The appellation ?branding? has assorted meanings in altered contexts, but the accepted denominator from all the definitions is ?identity.? Branding can be anticipation of as the action of establishing an character and authoritative it known. In business, branding is no different. A agnate action applies for the aforementioned purpose, but with altered components.

Branding, in the simplest business sense, is the affiliation with assertive unique, abstruse altar? to analyze a assertive artefact or service. Once again, the key abstraction actuality is ?identity.? Brands actualize character and character just like a person?s name. They are reminders that the things they represent abide or accept existed at some point; they are extensions of the things they represent.

Many times accepted and a lot of frequently acclimated brands are anon associated to a accurate product. Say for archetype in affairs an item, instead of adage I wish to buy a toothpaste or a can of soda, the client will instead name the brand. This usually happens if the cast has continued been absolute and it becomes a domiciliary necessity.

In today?s awful aggressive world, the amount of branding in business cannot be overstated. The appropriate branding action can beggarly abiding success for some while a poor branding attack could advance to adversity for others. The amount of branding can anon be apparent by just searching about you. The appurtenances and casework that you are seeing all came to your ability as a aftereffect of some branding strategy. An item?s cast is one of the aboriginal things that you apprehension or attending for. Aside from cogent you that something different in the bazaar exists, brands in fact access the choices you accomplish in accepting them.

Last 5 posts by matrix

Source: http://www.polonia-emb-cr.com/the-essence-of-branding-in-business/

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Let's get Wokking!: Green Tea Latte ???? | Singapore Food Blog ...

Wednesday, July 25, 2012

Green Tea Latte
????

I'm not a tea drinker. Other than Pu'er Tea, I only drink Hot Green Tea. I have a bottle of Powdered Green Tea at home which I will make when I want a break.

Although I love green tea, I have never tried Green Tea Latte before. I have a friend, Jessica who loves Green Tea Latte. ;) And I thought I have to tried it one day but it never happen. :P

Since I have green tea at home, I thought I would try to make my own Green Tea Latte. Hey! It taste quite good. Next time, I shall try making Iced Green Tea Latte. :)

Ingredients:

• 3/4 cup of hot green tea, either using tea bag or powdered form
• Sugar to taste
• 1/4 cup of fresh milk

How to do it:

1. Bring milk to a simmer.
2. Remove hot milk from heat and froth it if you like.
3. Meanwhile, add sugar to taste to the 3/4 cup of hot green tea.
4. Add frothed milk to green tea.
5. Serve.

Note:

• This is a recipe based on personal preference.
• Make a cup of cup green tea on how strong you want it to be, taking into consideration that it will be diluted by the added milk.
• The proportion of my green tea to milk is 3 part green tea to 1 part milk. If you prefer a more milky latte, you can adjust to half cup tea to half cup milk or to your preference.
• Size of the cup indicated is not restricted to what is shown in the photo. If you prefer a taller glass, please go ahead to use that.
• Frothing the milk incorporate air bubbles to the milk. You don't have to do that if you do not have the gadget. I'm using a cheap frothing gadget bought from Daiso.

Source: http://wokkingmum.blogspot.com/2012/07/green-tea-latte.html

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Speed Reading Platform, 7 Speed Reading ... - Your Confident Self...

New York City, NY (PRWEB) July 25, 2012

Having grown to become one of the world?s most popular speed reading software platforms, 7 Speed Reading? takes their offering to new level, following the announcement of new progress tracking and customization features.

Following diligent research and development, the software now offers its users the latest in cutting-edge technology to help them closely track their progress. Depending on progress, the software now automatically customizes itself to ensure as steep a learning curve as possible.

?Every time you do anything in 7-Speed-Reading, the software records your activity. This information is then used by our advanced software to boost your learning,? says Marc Slater, Managing Director of the company that created 7 Speed Reading?.

He continues, ?The software constantly monitors each user?s reading speed and level of comprehension. Following that, each activity is customized to their current needs.?

In fact, research by 7 Speed Reading? has shown that taking this customized approach to learning can increase a user?s results by over 163%. Required effort is also dropping by over 221% ? leading to a fresh and new approach to speed reading tuition.

?The technology ensures that users never waste time going over things that they already know. It also pushes people to an exact ratio above their current probability, to ensure optimal results.?

This all culminates in a user?s improvement being continually boosted using proprietary software that intelligently boosts their reading speed, comprehension, and memory.

To find out more and download the entire 7 Speed Reading? platform today, please visit:

http://www.7speedreading.com

******

About 7 Speed Reading?

7 Speed Reading is the only modern speed reading software that uses the latest technology to produce superior results.

The software provides its users with a new way to master speed reading that guarantees three times the reading speed along with improved memory and comprehension.

The software is poised as the most comprehensive speed reading system anywhere. It contains seven learning strategies, fifteen software activities, video training, advanced tracking capabilities and many more exciting features.

Source: http://www.yourconfidentself.com/speed-reading-platform-7-speed-reading-announces-exciting-new

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